Monday, April 24, 2006

Disaster Planning for Your Wallet

Although obviously a lower priority than personal safety, having a plan to protect financial assets and information in case of a fire, power outage, weather catastrophe or similar event is strongly recommended by MassMutual and the Insurance Information Institute of New York. Suggestions include an air, heat and water-resistant package which has records of mortgage deeds, insurance policies, wills, prescriptions and medical records; a small amount of ready cash in case banks are closed and photocopies of credit cards, insurance cards and driving licenses. Annual insurance reviews, inventories of house belongings and consideration of flood insurance were additional recommendations.

I cannot claim to have most of the items mentioned here completed; at the same time, the ideas are reasonable and appropriate.


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