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Planning to Choose a Financial Planner--10 Questions to Consider

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  • The Certified Financial Planner Board of Standards recently provided ten tips on selecting a financial planner. The tips include: what is the planner's experience, what is his or her qualifications, what services are offered, what is the planner's approach, does he or she work with others, how is the service fee determined, how much is a typical fee, are there others who can benefit from your recommendations, has the planner been formally sanctioned by a state board or ethics group and how much can I get in writing.

    The tips mentioned here are reasonable enough; unfortunately, with few exceptions, only quite wealthy people can afford financial planners. Nevertheless, some of the same questions can be asked of tax professionals, life insurance agents and other financial professionals used by a broader segment of the population.


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